It takes hard work....
"Hard Work - It is a sacrifice that you have to make. You have to be completely committed to your work, and enjoy it."
- Devotha Ntuke Minzi is the Chief Executive Officer and founder of K-finance Limited, a microfinance company providing financial services and business mentoring to small and medium scale entrepreneurs in Tanzania. Devotha holds a Masters in Economics from Youngstown State University, Ohio, USA, and a Post Graduate Diploma in Poverty Analysis from the International Institute of Social Studies of Erasmus University Rotterdam in The Hague, Netherlands. Before becoming an entrepreneur, Devotha worked in the policy and research department at the Central Bank of Tanzania for more than 20 years.